Risk Tolerance Assessment Tool

Risk Tolerance Assessment Tool

Read through each question and select the most appropriate response. We will then calculate your risk tolerance score and present you with your profile.

1.	What is your age-range?

under 30

30-39

40-49

50-59

60 or over

2.	Which of the following best describes your employment status?

employee

self-employed/business-owner

not working

retired

3.	When are you intending to withdraw capital from these funds?

within 2 years

in 2-5 years

in 6-10 years

in 10 years at the earliest

4.	How secure do you feel about your future financial situation?

very secure

quite secure

moderately secure

not very secure

not at all secure

5.	What percentage of your wealth is currently in non-capital protected assets such as stocks, property/ real estate, your business, works of art etc (ignore the home you live in)?

Under 25%

25-50%

51-75%

over 75%

6.	How would you describe your knowledge of the financial markets?

very experienced

sufficient to be confident about taking my own investment decisions

familiar with basic types of investment but cautious about taking my own decisions

a little

none

7.	Do you prefer an investment that:

has a chance to earn 15% or more per year, but could lose 15% or more in any one year

has a chance to earn 10% or more per year, but could lose 10% or more in any one year

has a chance to earn 6% in one year, but could earn nothing in that year while the capital is protected

is guaranteed to earn 3% in one year

8.	How would you react if your investments declined by 10% over a period of six months?

not applicable in my case, as I always invest with 100% capital protection

don't know

I would sell immediately to avoid further loss

I would do nothing immediately, as I am investing for the long-term and accept that values will fluctuate in the short-term

I would consider buying more investments at the new, cheaper prices